Aasra STTF is a fast-rotation working capital facility designed for micro-businesses dealing in perishable and time-sensitive goods, where the cash-conversion cycle typically completes within 7 to 15 days. The scheme provides small-ticket, short-tenure liquidity through ethical pricing models such as cost-plus trade finance with a declared margin or a fixed service-fee-based structure.

Financing is preferably disbursed directly to suppliers, supported by minimal, activity-based documentation, and is generally settled through bullet repayment within 30 days.

Cost-Plus Finance is an asset-backed financing facility of Aasra Cooperative Credit Society that enables members to acquire business tools, equipment, or inventory through a structured purchase-linked model.

Under this buy-and-sell arrangement, the Society purchases the required goods from the supplier and provides them to the member at a pre-declared fixed mark-up, ensuring clarity on the total payable amount. Repayment is made through equal monthly instalments over the agreed tenure.

Aasra’s Movable Asset Finance (MAF) is a structured financing facility that enables members to acquire machinery, vehicles, and business equipment required for their professional or commercial activities. The scheme supports capacity building, technology upgradation, and productivity enhancement by facilitating access to modern productive assets.

MAF helps members preserve working capital while investing in high-value movable assets essential for business expansion and operational efficiency.